Citi Custom Cash® Card

  • Regular Purchase APR: 19.24% – 29.24% (Variable)
  • Intro Purchase APR: 0% intro APR for 15 months on purchases
  • Intro BT APR: 0% intro APR for 15 months on balance transfers
  • Annual Fee: $0
  • Credit Needed: Excellent/Good/Fair
  • Card Brand: Mastercard®



  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earnings adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.
  • Rates & Fees


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